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Join date:
Jul 6, 2026

Temporary Repairs Before the Insurance Inspection

Can You Make Temporary Repairs Before the Insurance Inspection?

When property damage happens, waiting for an insurance inspection can feel risky. A roof opening can let in more rain, a broken window can expose the interior, and an active plumbing leak can continue spreading water. That is why property owners often ask whether they can make temporary repairs before the insurance inspection. In many situations, yes. Reasonable temporary repairs that help prevent additional damage can be appropriate before the insurance adjuster arrives. The key is to protect the property without destroying evidence or starting permanent restoration too soon. At PICC, we recommend documenting the original damage, keeping receipts, preserving damaged materials when practical, and reviewing the policy before making major repair decisions. What Is the Short Answer About Temporary Repairs Before an Insurance Inspection? You usually do not have to leave your property exposed just because the inspection has not happened yet. Temporary measures that are reasonably necessary to prevent more damage can be taken, but they should be...

My Insurance Claim Check Made Out

Why Is My Insurance Claim Check Made Out to My Mortgage Company?

You filed a property insurance claim, completed the inspection, waited for the insurance company to evaluate the damage, and finally received a settlement check. Then you noticed something unexpected. Your mortgage company is listed on the check with you. This can be confusing, especially when the damage happened to your home and you are the person responsible for arranging the repairs. An insurance claim check mortgage company situation is actually common when there is still a mortgage on the damaged property. Because your mortgage company has a financial interest in the home, certain insurance proceeds may be issued jointly to you and the mortgage company rather than directly to you alone. At PICC, we help Florida property owners understand the property insurance claim process, document damage, prepare claims, and address settlement issues. Our role is focused on the insurance claim itself. The mortgage company has its own procedures for endorsing and releasing settlement funds. If you have received a check...

What Happens After the Insurance Adjuster Inspects Your Home?

What Happens After the Insurance Adjuster Inspects Your Home?

Having an insurance adjuster inspect your home can feel like a major milestone in your property damage claim. You have shown the damage, answered questions, and allowed the adjuster to examine the affected areas. But when the inspection ends and the adjuster leaves, many homeowners are left wondering what happens next. At PICC FLA, we help Florida homeowners understand and manage the property insurance claim process, including what happens before, during, and after an insurance company inspection. The inspection itself is only one part of the claim. Afterward, the insurance company still needs to evaluate the damage, review your policy, determine what it believes is covered, calculate the value of the loss, and make a claim decision. Understanding these claim inspection next steps can help you recognize when the process is moving normally and when additional documentation or professional assistance may be needed. What Happens After an Insurance Adjuster Visits Your Home? If you are wondering what happens after insurance...