Start Your Florida Smoke Damage Insurance Claims With a Free Consultation Today!
No Upfront Fees · 95% Success Rate
Start Your Florida Smoke Damage Insurance Claims With a Free Consultation Today!
No Upfront Fees · 95% Success Rate
When your home or business is filled with the smell of smoke, soot-stained walls, or lingering air contamination after a fire, know that you’re not alone, and certainly you’re not powerless. PICC FLA Public Adjusters acknowledge that the aftermath of a smoke can be devastating, and they are here to help you file and win your smoke damage insurance claim in Florida.
Our public insurance expert team steps in to document, prepare, and negotiate your claim, whether it is soot damage, odor infiltration, or property destruction from a nearby fire you’re dealing with. Rest assured that we identify hidden damage and do everything within our power to ensure a payout that truly covers the full scope of your losses.
Contact us today.
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Smoke damage seeps into your walls, HVAC systems, furniture, and belongings, only to cause corrosion, persistent odors, and potential health hazards. Yet insurance companies often downplay its extent or label it as “minor.”
At PICC FLA, we’ve spent more than 30 years helping Floridians recover from fire and smoke damage. From small kitchen fires to large-scale building contamination, we can prove that damage is real, extensive, and costly. Our licensed public adjusters handle smoke damage insurance claims for both residential and commercial properties across Florida by inspecting, documenting, and negotiating your case directly.
And because our fee ranges from 10–20% of your final settlement (compared to attorneys who charge 40% or more), you get to keep significantly more of your recovery to restore your property.
We’re BBB A+ accredited, members of FAPIA and NAPIA, and Top Home Certified, with a reputation built on integrity, persistence, and five-star results.
Do you need more information about our public adjusting services? Don’t hesitate. Call us today!
When you experience smoke damage, you have three paths forward:
Here’s why the third option is the best for you:
Lower Fees, More Recovery
Attorneys often charge up to 40% of your final settlement. We charge only 10–20%, depending on the complexity of your case. That means you keep up to 30% more of your compensation for repair and restoration projects.
On-Site, Expert Damage Assessment
We don’t rely on second-hand reports or insurer assessments. We visit your property personally, using infrared tools, moisture meters, and forensic inspection methods to detect every trace of smoke, soot, or odor damage, even the hidden kind behind walls or inside ducts.
Damage Identification Expertise
Attorneys may know contracts, but we know damage. Our experienced public adjusting team is highly trained to recognize structural, electrical, and mechanical impact stemming from smoke exposure. From corroded metal to soot-stained drywall, we identify and document every aspect that insurers might otherwise overlook or undervalue.
Free Inspections & Policy Reviews
Before you file your claim, we’ll review your policy for free to ensure you understand your coverage and avoid costly filing mistakes.
The difference is plain and simple: attorneys understand legal arguments, insurance adjusters protect the company. PICC FLA understands you, your damage, and how to secure the full payout you deserve.
Get in touch today or book your free inspection online.
Call Us Today For A FREE Claim Analysis
Insurance companies are very good at minimizing payouts, often arguing that smoke damage is “superficial” or “not covered.” Here’s how they reduce or deny valid fire damage claims:
At PICC FLA, we challenge every one of these tactics. Our team uses forensic inspection tools, photographic evidence, air quality reports, and restoration estimates to prove your damage, link it to the insured event, and demand the compensation you deserve.
Smoke damage comes in many forms, and it doesn’t always require an active fire inside your home. PICC FLA helps Florida property owners recover from:
At PICC FLA, we take the pressure off your shoulders by managing your entire smoke claim from start to finish with expertise and persistence.
Let us help you!
Most policyholders rarely read their fire damage insurance policy until it’s too late, and that can cost them thousands. Many policies cover far more than you realize, including:
With PICC FLA’s free claim policy review, you’ll understand what you’re entitled to, and we’ll make sure your insurer honors it in full.
Smoke damage has the power to affect everything, from air quality to the safety of your property’s structure. Whether your loss happened last week or your claim was denied last month, PICC FLA’s licensed public adjusters won’t rest until your claim is fully documented, negotiated, and paid.
Don’t wait! Let’s restore your home, your business, and your peace of mind together.
A smoke damage claim is a claim filed with an insurance company in order to receive compensation for damages caused by smoke. This can include damage to your residential or commercial property, belongings, and even your health.
Yes, you can file a smoke damage claim even if you rent your home. The damages caused by smoke are typically covered under the renter’s insurance policies.
When filing a smoke damage claim, it’s important to have someone on your side who knows the ins and outs of the insurance industry. That’s where our public adjusters come in. We know what needs to be done to receive the maximum settlement possible. We have years of experience dealing with insurance companies, and we won’t stop until you’re fully compensated for your losses.
The processing time for a smoke damage claim can vary depending on the insurance company. Typically, it will take at least several weeks for a claim to be processed. However, if you have a public adjuster working on your behalf, the process can be expedited.
We Will Help You Get Paid With No Upfront Cost To You!
If You Don’t Get Paid, We Don’t Get Paid!