Start Your Florida Wind Damage Insurance Claim With a Free
Consultation Today!
No Upfront Fees · 95% Success Rate
Start Your Florida Wind Damage Insurance Claim With a Free
Consultation Today!
No Upfront Fees · 95% Success Rate
When windstorms hit the state of Florida, they cause visible residential or commercial property destruction, but also trigger a complex legal and technical claim process that most policyholders aren’t prepared or experienced to handle. Insurance companies use engineers, legal teams, and policy loopholes to minimize payouts as much as possible. At PICC FLA, our wind damage public adjusters can use advanced inspection technology, carry deep knowledge of Florida insurance law, and have over 30 years of storm claim experience to ensure you receive a fair settlement.
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Every wind damage case has different challenges, and insurers take advantage of that complexity. But not us. We work like a storm shield to protect you from insurer tactics and also uncover every structural and environmental issue that must be covered. With our extensive building code knowledge and Florida insurance statutes, rest assured that your wind damage insurance claims reflect current code upgrades and full compliance with Ordinance or Law coverage, factors insurers often fail to take into consideration.
Most importantly, unlike attorneys who charge up to 40% and rarely visit properties, we inspect damage ourselves and charge only 10–20% of the settlement. Our legal understanding of policy language and Florida claim regulations entails that we identify damage and make sure it’s fully paid for.
PICC FLA is not just another firm. We’re BBB A+ accredited, NAPIA and FAPIA members, Top Home Certified, and trusted with 5-star reviews on Yelp and Angie’s List.
Need more information on how our services can help you? Call us today!
After a storm, property owners face an uphill battle. Insurance policies contain exclusions, limitations, and deadlines under Florida Statute 627.70132, which insurers use to deny or reduce payouts. Many adjusters hired by insurers overlook damage that isn’t immediately visible. That could be water intrusion behind walls, compromised roof decking, or broken window seals.
At PICC FLA, we bring advanced technology and legal expertise to uncover and document every loss your insurer might overlook. Our Florida public adjusting team uses moisture meters, thermal imaging, and drone inspections to detect hidden issues and damages that standard adjusters often miss. Beyond the technical side, we understand Florida’s claim laws, coverage limits, and strict deadlines, so that every aspect of your claim is fully compliant and backed by evidence insurers can’t go against or dispute.
Unlike attorneys who charge high fees and rarely set foot on your property, we offer lower rates, just 10–20%, so you can keep more of your settlement. As we go to inspect every property and never rely on desk evaluations, we have the results to prove our approach works. In one case, we increased a hurricane claim in Miami from $18,000 to $120,000, helping the homeowner rebuild their property without financial strain and agony. If this is not rewarding, then what is?
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Wind damage isn’t always obvious. Insurers rely on superficial inspections that miss:
With our team, you can feel safe that these issues are documented with photographic, thermal, and legal evidence, forcing insurers to include them in your settlement.
At PICC FLA, we take the pressure off your shoulders. How? We manage your wind loss or damage claim case from start to finish to achieve the largest settlement possible.
After a wind event, every decision you make can affect your property insurance settlement. Follow these key steps to protect your property insurance claim as well as the property itself:
DO’s:
DON’Ts:
Under Florida Statute 627.70132, you have a limited time to file or supplement a claim. Missing this deadline can permanently reduce your rights to compensation.
Even if you already filed a claim and were underpaid, PICC FLA adjusters can reopen it within the allowed timeframe to secure the additional compensation you are owed.
Most policyholders are unaware of coverages for code upgrades, debris removal, or additional expenses after wind damage. With our free policy review, we identify these hidden benefits and make sure they’re all included in your claim.
When you understand your policies, you can claim all the money you are owed, including anything that insurers hope you’ll miss.
Florida’s storm patterns, coastal building codes, and insurer tactics require local expertise. We have it. Our public adjusters live and work in these communities, which gives us an edge in maximizing your claim. With BBB A+ Accreditation, Top Home Certified recognition, and memberships in NAPIA and FAPIA, we’re not only trusted, we’re proven.
Protect your property with expertise that wins. Get in touch with us to schedule your free claim review and assist you in securing a fair claim settlement!
Yes. Even if your claim is pending, underpaid, or rejected, hiring a public adjuster can mediate to reopen it within Florida’s legal timeframe. We often uncover hidden damages and policy benefits that insurers initially ignored, allowing us to secure supplemental compensation.
Insurance company adjusters work for the insurer, not for you. Their job is to limit payouts, not maximize them. We represent only policyholders, conduct in-depth inspections, and use Florida claim laws to demand a fair and satisfying settlement.
At PICC FLA, we handle all types of claims, including roof and siding damage, structural weaknesses, water damage from wind-driven rain, broken seals, and any related interior issues.
Of course. Our experienced public adjusters specialize in large-scale storm claims and have successfully handled thousands of hurricane-related cases across Florida.