Start Your Florida Insurance Claim With a Free Consultation Today!
No Upfront Fees · 95% Success Rate
Start Your Florida Insurance Claim With a Free Consultation Today!
No Upfront Fees · 95% Success Rate
Coral Gables is celebrated as “The City Beautiful,” with tree-lined boulevards, Mediterranean Revival homes, and landmarks like the Venetian Pool and the Biltmore Hotel. But when disaster happens, such as hurricanes, a hidden pipe burst, or fire, that beauty can be compromised in a second.
The insurer’s adjuster is paid to protect the insurance company’s bottom line. No need to worry, though. PICC FLA Coral Gables Public Adjusters are here to protect yours. We represent only policyholders, preparing airtight property claims that withstand scrutiny and force insurers to pay what is rightfully owed. With no upfront fees and a no recovery–no fee policy, our commitment carries zero financial risk to you.
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AT PICC FLA, we know the neighborhoods—from Cocoplum and Gables Estates along the water to Granada and Riviera near the University of Miami—and we know how insurers try to minimize residential and commercial property claims in each.
Our actions are quick. We use advanced tools like drones, thermal cameras, and moisture mapping to uncover what others miss. For businesses along Miracle Mile or Merrick Park, we also calculate business interruption losses, including revenue shortfalls, payroll obligations, relocation costs, and restart expenses. Compared to attorneys who may take up to 40% of your payout, PICC FLA charges a much lower contingency fee of 10% to 20% and provides more hands-on involvement throughout the process.
One Coral Gables homeowner told us: “The insurance company called my damage cosmetic. PICC FLA showed them it was structural, and I received three times the first offer.” That’s the difference of having an advocate.
South Florida residents face hurricanes, tropical storms, king-tide flooding, and hidden plumbing failures. Insurers know this, too, and they work by using policy fine print, short filing deadlines, and confusing paperwork to limit payouts.
The law of the state of Florida gives you limited windows to file a claim:
If you miss a deadline, you risk giving the insurer an easy way out. At PICC FLA, we track every statutory clock, prepare your proof-of-loss correctly, and make sure your claim isn’t lost to a technicality.
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Insurers, most of the time, tend to label big problems “minor.” We know better.
These costs add up fast. We make sure they’re included in your settlement, not left for you to pay.
The coverage aims to replace lost income and pay for other expenses when your business operations and residential property use have been interrupted by a covered event. At PICC FLA, we relieve the burden by managing your loss or damage claim case to achieve the largest settlement possible:
Our recognition as a Top-Ranked Public Adjusting Firm isn’t just an award. It also reflects the dedication, skill, and results we deliver for policyholders like you. With PICC FLA, you’re choosing a trusted advocate, backed by national credibility, local authority, and years of proven results.
Carrying more than 30 years of experience and with over 100,000 claims resolved, we’re one of Florida’s most trusted public adjusting firms. Policyholders who hire us regularly secure 2–3x higher settlements than filing alone. And unlike attorneys who may charge 40%, our contingency is just 10–20%.
Call us first and let us help you!
A public adjuster is a licensed insurance professional who represents the policyholder during a claims process. Compared to the insurance adjuster sent by your insurance company, who protects the carrier’s interests, a public adjuster works exclusively for your interests. We inspect the damage, review your policy, prepare a comprehensive estimate, and negotiate for the maximum settlement under Florida law.
Yes. However, most homeowners and business owners file only a few insurance claims in their lifetime, while insurers handle thousands every week. They know how to minimize payouts, overlook hidden damages, and use deadlines or technicalities to reduce your compensation. By hiring PICC FLA, you level the playing field. Policyholders in Florida who use public adjusters often receive 2–3 times more than those who go it alone.
Absolutely. We represent Coral Gables homeowners, landlords, condo associations, and businesses of all sizes.
Do not do anything before having a qualified Public Adjuster or Attorney take a look at your file. Depending on the way everything is written, you may be agreeing to their offer by depositing the check. Our services for evaluating your particular situation are free of charge.
We Will Help You Get Paid With No Upfront Cost To You!
If You Don’t Get Paid, We Don’t Get Paid!